Guiding what's yours back to you.
When a property sells at a foreclosure or tax sale for more than was owed, the leftover money — the surplus — belongs to the former owner or their heirs. Most people never learn it exists. We find it, file for it, and guide it home.
- $0 upfront
- Paid only when you recover
- Verify it yourself before you sign
Free Claim Check
Takes about a minute. No cost, no obligation.
The money doesn’t disappear. It waits — but not forever.
After a foreclosure or tax sale, any surplus is deposited with a court or county office. The paperwork is unfamiliar, the process is slow, and the one person it belongs to is usually the last to know.
Held by the county
The surplus sits with a court clerk or county office — not with the lender, and not on its way to you.
Almost nobody is told
There is no knock on the door. Most former owners and heirs never learn the money exists at all.
On a deadline
Every claim window eventually closes. Miss it, and the money can be forfeited for good.
A clear path, in four steps
No pressure at any point. You can stop the process at any step — and verify everything yourself along the way.
We find it
We confirm a surplus is actually being held before we ever contact you.
You verify it
We give you the county and the case number, so you can confirm the funds directly — before you sign anything.
We file it
We prepare and file the claim, and handle every request that comes back.
You get paid
Funds are released to you. Our fee comes out of the recovery — and only when money is recovered.
Surplus funds, excess proceeds & overages — claimed for you
If a property you owned was sold at auction, several kinds of leftover funds may be owed back to you. We pursue them all.
Tax Deed Surplus
When a tax sale brings in more than the taxes and costs owed, the excess belongs to the former owner. We track it down and file the claim.
Foreclosure Overages
If a foreclosure auction sells above the mortgage balance, the overage is claimable by the former owner — or by their heirs.
Excess Proceeds & Court-Held Funds
Money held by courts and counties after a sale, identified, documented, and claimed on your behalf.
How a surplus adds up
- Property sold at auction
- $240,000
- Loan & tax payoff
- − $168,500
- Sale costs & fees
- − $4,000
- Surplus owed to the former owner
- $67,500
An example of the arithmetic — not a promise about any particular property. Your surplus depends on the actual sale price, payoffs, and liens in your case.
Radical transparency, start to finish
It’s your money, not ours. Everything about how we work — and what it costs — is plain, written down, and verifiable.
One fee, in writing
Your fee is a single agreed percentage, written down before any work begins. If nothing is recovered, you owe nothing.
You can file on your own
Owners can always claim directly from the county. If you'd rather not chase records, filings, deadlines and follow-ups, that is exactly what we take off your plate.
Follow your claim
You can follow your claim at every step — no silence, no guessing where things stand.
One real person
One point of contact from the first call to the day the funds are released.